I don’t know about you but as I listened to talk radio today I was starting to feel really depressed about the future. In our house we are barely recovering from the recession and after my hubby got a new job a few months ago everything was looking up until last night. I have been worrying for months or truthfully over a year about our interest only loan ending in May which means the house payment we can barely afford will increase. I have balances on my credit cards which we are trying to lower but don’t seem to be making any headway and NOW everything is going to get worse in my opinion. The sales tax is going up and I am sure our income tax will go up asap. How can we possibly afford these increases?
While driving and listening to the radio I started trying to make a plan. Maybe we could move to another state? Humm, that won’t work, I won’t even live outside the Newport Mesa area, how can I even contemplate moving away. Plus being close to family is way more important than saving money. Well at least to me it is.
My next thought was (please don’t Lou because he hates when I get all psycho and terrified about our financial future) maybe we should stop paying our house payment and pay off all our credit cards, save money and when we eventually get kicked out we can just rent a place. Hummmm, How will I find a rental with no carpet, in a safe neighborhood, with a yard for Tiara’s trampoline, allows dogs, has hotel locks so Tiara doesn’t escape and is within our budget. Well, that sounds impossible based on the high rents I have seen around town. Plus, I so don’t want to be that family that stops paying their mortgage and ruins their credit. So now what?
I am not sure what to do except be supportive of Louie’s 12 hour work days and try to make money blogging while raising our kids.
I was really hoping Mitt could help change things around but since our president is still going to be Obama I am super bummed and nervous for the future of our country.
I am worried about:
- small businesses
- taxes going up
- how Obama care will really affect my family
- our foreign affairs and
- our military not being funded adequately to defend our country, to name just a few.
The thing is that I understand why some people voted for Obama in regards to gay marriage. Truthfully, even though I am a conservative Catholic I believe that gays should have the right to marry. I don’t believe a committed couple in love should be punished just because they are the same sex. That is so not fair and is actually cruel. Aside from this issue, I am confused as to why people voted for him unless they are Ryan Seacrest fans like me. Even though I love listening to Ryan in the morning and Obama was on his show twice, that could never sway my decision.
Seems like Obama had lots of star power and our country is obsessed with stars/singers/actors and the tabloids so I guess that really helped him. Sorry for this whole weird line of thinking, clearly I am babbling.
OK, I guess I have no choice but to make the best of my situation and stop fretting because it won’t do any good. We will keep working hard and hope something will change. I have heard the definition of insanity is doing the same thing over and over and expecting a different result, so I guess I am insane. Not like I didn’t know that before. Not sure if I am funny right now, or sounding like a lunatic? Thinking the latter.
The good news is that I am working on a shopping page which will save us all money moving into the holiday season. Since I am hooked up with an affiliate program they email any promotions that are going on so I can pass them on to my readers. Love it! This is today’s deal and I am thinking it is a really good one. It is ONE DAY ONLY, TODAY!
Have a wonderful Thursday!
xoxo tiffani
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I am with your Tiffani, I too am suffering from a Post-Election hangover. I am the most optimistic person I know…and I am having a really hard time envisioning a rosy future under 4 more years of Obummer!
I will continue to pray for understanding and unity. Jesus is King, not the President!
Hang in there…….
C
As always, you have such a positive attitude. You are a true survivor and I will remind myself that yes Jesus is the King, not Obama. P.S. I LOVE YOUR HAIR!
Hi Tiffani – thanks for sharing, I enjoy reading your blog! Just a couple comments in response to this post: 1) i am sorry that you feel depressed after your guy lost the election. i know how that can make you feel hopeless, especially when things are already difficult; 2) i honestly don’t think that any of the things you’re worrying about, the ones affecting you and your family personally, depend on the Pres. of the USA. at the end of the day, our constitution has separated the powers of the three branches, and the president does not have all the power to get us into or out of big messes such as the current one…in fact, i don’t even think people can blame Bush for all of the problems Obama inherited because our deficits have been going on for decades! 3) i think it’s interesting that you’re so against Obama when it seems like his platform is way more in line with your interests – you’re a middle-class woman who needs affordable healthcare and probably a break on your mortgage payments (and you don’t want your husband’s job to be shipped to China!). i know that party lines are drawn so deeply now that people hardly ever jump ship, but sadly it doesn’t even seem based on principles anymore, just on slander and demonization of “the other side.” and just to give you some outside perspective, i work primarily with non-Americans from both Europe and Asia, and EVERYONE i spoke to about the election results was relieved that Obama won – honestly, not one person was unhappy with the result!…so i doubt Romney would have been very successful in foreign affairs.
Thanks Dennelle! I will admit that I did vote for Obama the first time because lots of my views are in line with his, but this time around I was surrounded by family and friends that felt as if our whole future was a stake of falling apart if he was president again. I need affordable healthcare but I am not totally convinced his program will be what we need. Either way, I am really happy that the people you are dealing with in your work are happy about Obama. As of this morning I am already over my depression and like you and my hubby both said, we just need to figure this out for our family despite who is president. Have a great day and thanks for commenting!
I agree. But I’m trying to stay positive because this is what we’ve got. My husband is a small business owner. Small business owners are getting smushed like bugs with taxes and heath care costs. Then try to get a loan to help tide over cash flow problems. Small business drives the local economies. People have got to understand that nothing the government promises them will come to pass when there is no more money to pay for it. You can only get so much juice from a lemon. It is very disheartening.
I am surrounded by family and friends with small businesses and that was the main reason I was so hoping for Romney. I am scared for their future!
About a million bloggers talking about the election results and the effect on our economy.
My candidate didn’t win either but I have great news for you. You bought your house a long time ago so you got in at a far lower price than it is currently worth plus you have equity paid into it.
You can either sell your house and cash out a lot of equity or just stay and ride it out. Either way, you really have nothing to worry about at all.
You guys are in great shape! (I wish everyone could say the same) 🙂
Well Claire if that was only the truth I would be super thrilled! We don’t any have equity in our house and we owe more than it is worth so we are not eligible to refinance it even though we have never made a late payment. The payment will increase in several months and we won’t have enough money to pay for it, and we can’t sell. So we are super stuck! Believe me I would never complain if my situation was as you described…
I feel for you and I am also depressed about this election. My husband is a small business owner and its very hard to keep up with competitiors (he is a contractor) he has to keep lowering his price. Sometimes not even worth doing the job. To boot I am being let go from my job (I am an admin. asst.) for someone that is a paralegal, bookkeeper and secretary all in one. I have 3 children and trying to keep up with my mortgage and all other expenses. Please hang in there and don’t give up, you are not alone regarding the way you feel.
We will also have to give up 3% of what we receive from the sale of the house to pay off Obama Care and all his other expenses.
Hi Tiffani, I’m glad that you’re starting to feel better. I have a small business too and was worried about Obamacare too, but after reading the affordable care act rules for small businesses http://www.healthcare.gov/using-insurance/employers/small-business/index.html
and large businesses
http://www.healthcare.gov/using-insurance/employers/large-business/index.html.
I have 5 employees including one with a challenging medical/home situation like yours. I have always wanted to help her with healthcare (bec of her income she falls through the cracks with Soc Sec/Medicare) but couldn’t because the rates are riduclousy expensive. Now, I’ll be able to provide that to her and get back some of my payout as a tax deduction. For me this a WWJD moment. Can you elaborate why some of your family is so afraid?
She might be worried because we are borrowing over 1 trillion dollars a year with no end in site. Record numbers of people are on food stamps and disability, social security and medicare and medicaid are heading to insolvency. When the system crashes, as it certainly will, there will be riots in the streets as people demand their benefits.
Obama’s cure is to demonize big business and successful people—-it’s all their fault after all.
Who can argue agaist medical care for all? The rub is how deos it get paid for? There is no free lunch.
I am glad that other people are depressed about the election; I was really convinced I was the only one left. No one else I know even cares anymore, but it is still extremely fresh in my mind, and I think about it at least 3 times a day. I am a young female, therefore everyone assumes I am a Democrat, which I am not. I am quite far right, in fact. But everyone has been coming up to me and saying “you must be so happy about the election!” which just makes me feel really bad. I have been quite depressed, and I can’t seem to shake it off. I guess it will take time.